Coverage
Coverages for Pressure Washing Businesses
A pressure washing business is insured by several policies that hand off to each other. Each page below takes one of them and says what it answers for, what it leaves to another policy, and where the handoff falls for an operator who works on other people’s property with their own equipment.
General Liability
Damage your work does to the property you are hired to clean, and to the people and things around it: etched concrete, fogged glass, overspray, a slip on a wet walk.
Equipment Coverage
Your own surface cleaners, pumps, engines, reels, tanks and trailers, at the job, on the road and parked overnight.
Property
Supplies, chemicals, spare parts and the office at your base, written for an owner who runs the business from home.
Workers’ Compensation
A helper or crew member hurt on a ladder, by the spray, by a chemical or by a hot-water unit, and the employee-or-contractor question.
Commercial Auto Insurance
The truck that tows the rig, the trailer in tow, rented vehicles and crew members driving their own cars for the business.
Umbrella
Higher liability limits above general liability, auto and employers liability when a commercial contract asks for them.
Tell us about your business, where you work and what you wash, and a licensed agent will build the program around it — Get a Quote.